How  Co-Ownership Works

Fractional Ownership of Luxury Vacation Homes

What is Co-Ownership?

Co-Ownership lets you own a beautiful vacation at a fraction of the cost. Each co-owner holds a share of the property through an LLC, giving you the benefits of real ownership without taking on all the costs or work alone.

You'll enjoy time in the home each year while everything from maintenance to cleaning is handled for you. It's a smarter, more relaxed way to own a second home-one that keeps the focus on what really matters: spending time with the people you love in your favorite place.

How Shared Ownership Works

  1. Buy a share of an LLC that holds the deed to the property
  2. Your share equals true ownership, not a timeshare
  3. Use the home for a set number of nights each year
  4. Book your days flexibly. Travel when you want to
  5. Build equity, sell any time. No sticky contracts or hidden fees

Benefits of  Fractional Ownership

Smart Buying

Only pay for what you use, buy a piece of luxury.

Hassle-Free

Homes are professionally managed every step of the way.

Family Time

More time in your favorite place with your favorite people.

Flexible

Easily book time for when you want to travel.

Real Ownership

You own a titled share of the property, not just time.

Why Co Ownership?

Do you often book vacation rentals in the same city for your family trips? Renting can be convenient, but it comes with challenges:

  • High costs add up – Short-term rentals can quickly eat into your vacation budget.
  • Limited availability – Finding a home during peak seasons is often difficult.
  • No lasting value – Money spent on rentals doesn’t build equity or ownership.

With co-ownership, you:

  • Offset costs by sharing ownership with others instead of paying full rental prices.
  • Enjoy priority booking with early access to peak travel periods.
  • Secure your vacation home so it’s always available when you need it.
  • Maximize your vacation budget by investing in a home that holds long-term value.

Timeshares can seem like an easy way to guarantee vacations, but they come with major limitations:

  • No real ownership – You’re buying time, not equity in the property.
  • Rigid schedules – Fixed weeks mean little flexibility in when you can travel.
  • Ongoing fees – Rising maintenance costs often outweigh the value of your stay.

With co-ownership, you:

  • Own real property, not just a slice of time.
  • Enjoy flexible scheduling so you can visit when it works best for you.
  • Build equity in a home that can appreciate in value over time.
  • Experience true luxury in fully furnished, high-end vacation homes.

Owning a vacation home outright is appealing, but it’s not always practical:

  • High upfront costs – A single owner covers the entire purchase price.
  • Year-round expenses – Taxes, maintenance, and utilities continue even when you’re not there.
  • Underused investment – Most second homes sit empty for much of the year.

With co-ownership, you:

  • Share the costs of ownership, making luxury homes more attainable.
  • Split upkeep and management while still enjoying personal use.
  • Maximize your investment by paying only for the time you actually use.
  • Enjoy a carefree experience—just arrive, relax, and make memories.

Frequently Asked Questions

1
.
How many holidays can each owner book?
Scheduling and Use
2
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How do I schedule the dates when I want to enjoy the property?
Scheduling and Use
3
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What are the finance options available?
Financing
4
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Do I benefit from a growth in the property value?
General
5
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Can owners rent out their unused time at the home?
Buying
6
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Who Maintains the Property?
General

Which Model Is Right For You?

Fraxioned Collective

  • Nightly Rentals Permitted
  • Fraxioned handles the renting out for you
  • Use the days you want, and allow Fraxioned to rent out the rest for you
  • Fraxioned takes care of all property management tasks related to rentals, saving your time and effort
  • Every owner is guaranteed equal access during peak times and holidays

Fraxioned Exclusive

  • Exclusive To Owners
  • Only the 8-13  owners can use property
  • No nightly rentals permitted
  • Relax and know that your home is being taken care of when you’re not there
  • Every owner is guaranteed equal access during peak times and holidays

Why Fraxioned?

We offer homes at a variety of price points, making luxury vacation ownership accessible to more buyers. Whether you’re looking for a mountain retreat or a lakeside estate, you can find a share that fits your lifestyle and budget, without compromising on quality or experience.

We prioritize flexibility in our booking process. Unlike raffles or lotteries, we operate on a simple first-come, first-served basis. Whether you prefer to plan far in advance or make last-minute arrangements, we accommodate your needs without any hassle.

We make it easy to use a 1031 exchange when purchasing your share. By reinvesting proceeds from another property, you can defer capital gains taxes and continue growing your real estate portfolio. It’s a smart way to transition into vacation home ownership while maximizing your benefits.

How Co-Ownership Works
with Multi-Property Portfolios

For buyers seeking both lifestyle flexibility and investment diversification, co-ownership across multiple properties offers a compelling solution. Instead of limiting yourself to one vacation home, fractional ownership allows you to acquire shares in several high-end properties, giving access to different destinations throughout the year. Here’s how it works:

Step 1: Assess Your Investment Goals

Determine how many properties you want to include in your portfolio and what locations align with your lifestyle and financial objectives. Consider the mix of markets such as beachfront, mountains, or urban settings to balance personal enjoyment with rental demand. Knowing your goals upfront enables your multi-property strategy to meet both lifestyle and ROI expectations.

Step 2: Allocate Fractional Shares Strategically

Decide what percentage of each property you want to own based on usage, budget, and potential income. Larger shares allow more personal access but require higher investment, while smaller shares reduce costs and increase diversification. Proper allocation balances personal vacation time with financial performance across your portfolio.

Step 3: Coordinate Scheduling Across Properties

Work with the management company to establish a clear, rotating schedule that guarantees fair access to each property. A centralized calendar helps avoid conflicts with other co-owners while maximizing your occupancy and rental potential. Efficient scheduling lets you enjoy multiple locations without the stress of overlapping bookings.

Step 4: Leverage Professional Management

Each property typically comes with a management team handling maintenance, bookings, and guest services, so always coordinate with them. This reduces operational responsibility for co-owners like you and establishes consistent upkeep, which protects property value. Professional oversight also simplifies accounting, insurance, and legal compliance across the portfolio.

Step 5: Monitor Financial Performance

Regularly review rental income, appreciation trends, and shared expenses to optimize ROI. Adjust your portfolio allocation or usage strategy as needed based on market conditions and personal goals. Active monitoring keeps your multi-property fractional ownership as both a lifestyle benefit and a sound investment.

Create Lasting Memories With Shared Ownership

Vacationing with loved ones means more than just finding a place to stay—it’s about creating unforgettable moments that you won’t find in a rental. Co-ownership enables buyers to split the costs and responsibilities. Our team takes care of the management to provide you with a seamless experience, ensuring that every detail is handled so you can relax and enjoy your vacation home. 

Testimonials

kimberly kehl
|
Co-Owner 
Fraxioned ReviewFraxioned ReviewFraxioned ReviewFraxioned ReviewFraxioned Review

Property Management - They take care of it all 😜Legal Entity stuff, Calendar Reservations, Maximize Bookings, Nightly Rentals & Revenue, Issues needing attention, Property Inspections for Cleanliness, Damage, Wear and Tear, Tech Checks & Routine Maintenance, Light Bulbs, Filters, Property Maintenance & Repair, Yard Care, Regulatory Filings, Utility Payments, Property Taxes, Insurance, Professional Oversight, HOA Payments, Cleaning Services - Making it Turn Key Ownership. They are Attentive, Informative, Personal and Detailed Oriented!!!!!!!!😜 ~ Kevin Kehl

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kimberly kehl

Property Management - They take care of it all 😜Legal Entity stuff, Calendar Reservations, Maximize Bookings, Nightly Rentals & Revenue, Issues needing attention, Property Inspections for Cleanliness, Damage, Wear and Tear, Tech Checks & Routine Maintenance, Light Bulbs, Filters, Property Maintenance & Repair, Yard Care, Regulatory Filings, Utility Payments, Property Taxes, Insurance, Professional Oversight, HOA Payments, Cleaning Services - Making it Turn Key Ownership. They are Attentive, Informative, Personal and Detailed Oriented!!!!!!!!😜 ~ Kevin Kehl

Karina Schumacher
|
Co-Owner 
Fraxioned ReviewFraxioned ReviewFraxioned ReviewFraxioned ReviewFraxioned Review

YAY! We just purchased our 2nd fractional ownership with FRAXIONED! We have another one with Ember, but FRAXIONED is sooo much better to work.  There are 2 huge differences in the companies. First, is how hands-on the team is at FRAXIONED! They answer every question ASAP with explanations that are incredibly understandable! The team is kind and friendly as well! And they actually look into any suggestions you may have. My husband and I had the opportunity to meet them and it was just so comfortable…like we’ve been friends forever! The second difference is the scheduling.  With Ember, you pick all your days 18 months in advance through draft scheduling. I don’t know about you, but we rarely know what we’re doing next week! FRAXIONED on the other hand, has availability style scheduling…we can look at the house availability and go the next day…but we can also schedule up to 2 years in advance!! So…if you’re in the market for a second home but don’t want the cost or responsibility that goes into that, you won’t go wrong with a FRAXIONED home!! PS…this is only the 2nd Google review I’ve ever done…that says a lot about this company!!

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Karina Schumacher

YAY! We just purchased our 2nd fractional ownership with FRAXIONED! We have another one with Ember, but FRAXIONED is sooo much better to work.  There are 2 huge differences in the companies. First, is how hands-on the team is at FRAXIONED! They answer every question ASAP with explanations that are incredibly understandable! The team is kind and friendly as well! And they actually look into any suggestions you may have. My husband and I had the opportunity to meet them and it was just so comfortable…like we’ve been friends forever! The second difference is the scheduling.  With Ember, you pick all your days 18 months in advance through draft scheduling. I don’t know about you, but we rarely know what we’re doing next week! FRAXIONED on the other hand, has availability style scheduling…we can look at the house availability and go the next day…but we can also schedule up to 2 years in advance!! So…if you’re in the market for a second home but don’t want the cost or responsibility that goes into that, you won’t go wrong with a FRAXIONED home!! PS…this is only the 2nd Google review I’ve ever done…that says a lot about this company!!

Bethany Ellis
|
Seller
Fraxioned ReviewFraxioned ReviewFraxioned ReviewFraxioned ReviewFraxioned Review

As a seller, I couldn't recommend Fraxioned more. Working with Ricardo and Capri has been beyond amazing as they have taken care of everything from design to setup to listing.

I will say that we tried listing in fractions on our own, but ended up taking it down not long after as we realized we were in way over our heads. Deciding to list with Fraxioned was definitely the right choice!

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Bethany Ellis

As a seller, I couldn't recommend Fraxioned more. Working with Ricardo and Capri has been beyond amazing as they have taken care of everything from design to setup to listing.

I will say that we tried listing in fractions on our own, but ended up taking it down not long after as we realized we were in way over our heads. Deciding to list with Fraxioned was definitely the right choice!

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