A luxury vacation home often feels financially out of reach, a goal reserved for the ultra-wealthy. But what if you could own a stunning, high-end property for a fraction of the price? That’s the core idea behind co-ownership. By sharing the purchase price and ongoing expenses with a small group of other owners, the dream becomes attainable. With Fraxioned, you’re not just saving money; you’re making a smart decision. Instead of spending thousands on rentals with nothing to show for it, you’re building equity in a beautiful asset you and your family can enjoy for years.
Key Takeaways It's True Deeded Ownership : Unlike a timeshare where you just buy time, co-ownership means you own a real, deeded portion of the property. This gives you a permanent stake in the home and the pride of ownership, not just the right to use a space.Skip the Work of a Second Home : All property management, from cleaning and maintenance to repairs, is handled for you. You can arrive and immediately start relaxing, enjoying all the benefits of a vacation home with none of the typical chores or stress.Own a Luxury Home for a Fraction of the Price What is Co-Ownership with Fraxioned? Owning a beautiful vacation home sounds like a dream, but the reality of a massive mortgage and constant upkeep can feel more like a full-time job. That’s where co-ownership comes in. It’s a modern, smarter way to own a luxury second home without the traditional burdens. Instead of buying a whole property you’ll only use a few weeks a year, you purchase a share of the home that matches the time you’ll actually spend there.
This approach makes luxury home ownership accessible and, more importantly, enjoyable. You get a deed, a key, and a lifetime of memories, all for a fraction of the cost. It’s about having that perfect getaway spot waiting for you, without any of the usual stress. We handle the details so you can focus on what matters: relaxing and making memories with the people you love.
How Co-Ownership Works Think of it like this: you and a small group of other owners buy a home together. With Fraxioned, you purchase a real estate interest in a specific property, typically between a 1/8 and 1/13 share. This isn't just a membership; it's true home ownership. Your share size determines how many weeks you can book each year. This model of co-ownership ensures you only pay for the portion of the home you actually use. You get all the benefits of a luxury vacation home—the stunning views, the high-end amenities, the space for your family to spread out—without the financial weight of a full purchase.
Why It's True Ownership, Not a Timeshare It’s a common question, so let’s clear it up: co-ownership is not a timeshare. With a timeshare, you’re often just buying the right to use a property for a certain amount of time each year. With Fraxioned, you are buying a deeded share of the actual real estate. This means you own a tangible asset. You can sell your share whenever you choose, and if the property's value increases, so does the value of your share. It’s a completely different model built on true ownership and financial transparency. You’re not just a guest; you’re an owner with a real stake in a beautiful home.
Enjoy a Fully Managed Home One of the biggest perks of co-ownership is leaving the hard work to us. Forget about mowing lawns, fixing leaky faucets, or managing rental calendars. Fraxioned provides professional, comprehensive management for every property. We take care of everything from interior design and furnishings to routine maintenance, repairs, and cleaning. When you arrive, the home is pristine and ready for you to enjoy. All the logistics are handled seamlessly through our owner-exclusive myFRAX Portal , so you can schedule stays and manage your ownership with ease. It’s all the joy of a second home with none of the hassle.
The Perks of Co-Owning a Vacation Home Owning a vacation home is a dream for many, but the reality of high costs and constant upkeep can be overwhelming. Co-ownership changes that, making it possible to enjoy a second home without the traditional burdens. It’s about maximizing your joy and minimizing the hassle. Here are the biggest perks of owning a vacation home with Fraxioned.
Own a Luxury Home for a Fraction of the Price The biggest draw of co-ownership is getting a beautiful, high-end vacation home for a fraction of the price. Instead of carrying the entire financial weight, you purchase a share that fits your budget. This co-ownership model makes luxury homes accessible, giving you the deed, the equity, and the pride of ownership without the multimillion-dollar price tag. It’s a smarter way to invest in your family’s memories.
Leave the Maintenance and Management to Us Imagine a vacation home where you never have to fix a leaky faucet or spend your first day cleaning. With a fully managed Fraxioned home, that’s your reality. We handle every detail of property management, from routine maintenance to housekeeping, so your only job is to show up and relax. We take the "work" out of homeownership so you can focus on what matters: enjoying your time away with the people you love.
Book Your Stays with Our Smart Scheduling System Fair and flexible scheduling is key. Our intuitive system gives you control, letting you book stays up to two years in advance or schedule a spontaneous getaway for the weekend. The system ensures every owner gets equitable access throughout the year, including holidays. Through the myFRAX owner portal , you can easily view availability, lock in your dates, and manage your ownership details from anywhere. It’s a seamless process that puts you in charge.
Offset Costs by Renting Your Unused Time Life gets busy, and you may not use all of your allotted time. Instead of letting those days go to waste, you can rent them out to help offset your home’s operating costs, like property taxes and utilities. This makes ownership even more affordable. The best part? We handle everything for you. Our team manages the entire rental process, from marketing and vetting guests to bookings and cleaning. Your home helps pay for itself, hassle-free.
Fraxioned vs. Other Vacation Options When you dream of a getaway, a few options probably come to mind: renting a place for the week, maybe a timeshare, or even buying a home outright. Each has its pros and cons, but they don't always capture the perfect balance of ownership, affordability, and ease. That's where co-ownership fits in. It’s a modern approach that gives you the pride and stability of owning a second home without the traditional costs and headaches. Understanding the differences is key to finding the right fit for your family's vacation style.
Choosing how you vacation is a big decision. You're not just booking a trip; you're investing in future memories. While a hotel or rental offers convenience, it lacks the personal touch and permanence of a home. Full ownership provides that permanence but comes with a hefty price tag and a long list of responsibilities. And timeshares, once a popular alternative, often come with confusing contracts and little to no real equity. Co-ownership with Fraxioned is designed to give you the best of all worlds: the luxury and comfort of your own vacation home, the financial sense of sharing costs, and the freedom from day-to-day management. Let's break down how our model stacks up against the more familiar vacation options.
Co-Ownership vs. Timeshares Let's clear this up right away: co-ownership is not a timeshare. The biggest difference is that with Fraxioned, you have real ownership of the property. You get "deeded shares," which means you own a tangible piece of the home, just like you would with a primary residence. This is a true asset that can grow in value over time. Timeshares, on the other hand, typically just give you the right to use a property for a set period each year. You're paying for time, not for equity. With our model, you're building ownership in a luxury home you can enjoy for years to come.
Co-Ownership vs. Vacation Rentals Renting a vacation home is great for a one-off trip, but the money you spend is gone once you check out. With co-ownership, you're putting that money toward a real asset. Instead of paying for a temporary stay, you're investing in a home that becomes your family's go-to spot for making memories. It’s the difference between staying in someone else’s house and coming home to your own. You can leave a few personal items, get to know the local coffee shop, and truly settle in. Explore our current listings to see the kind of luxury homes that could become your personal retreat, year after year.
Co-Ownership vs. Full Ownership Owning a vacation home sounds like a dream, but the reality can involve a lot of work and expense. From the massive down payment to ongoing maintenance, property management, and surprise repairs, the responsibilities can quickly overshadow the relaxation. Fraxioned’s co-ownership model gives you all the joys of a second home without the hassle. By sharing the costs and responsibilities, you get to own a stunning, high-end property for a fraction of the price. We handle all the management and upkeep, so when you arrive, your only job is to unwind and enjoy your time. It’s the smartest way to experience luxury home ownership.
How Do the Shares and Costs Work? Let's talk about the numbers. Understanding the financial side of co-ownership is key to feeling confident in your decision. The great news is that the model is designed to be straightforward and transparent, making luxury home ownership more accessible than you might think. Instead of facing the entire cost of a multi-million dollar home alone, you share it. This applies not just to the initial purchase price but also to the monthly running costs. We handle the complex details so you can focus on what really matters: planning your next getaway. From choosing the right share size for your family to understanding the simple, shared expenses, here’s a clear breakdown of how it all works.
Choose Your Share Size With Fraxioned, you purchase a share of the property itself, which means you get a deeded interest in a real asset. You can choose the share size that best fits your family’s travel habits, typically ranging from 1/8 to 1/13 ownership. This flexibility ensures you only pay for the amount of time you’ll actually use. A 1/8 share, for example, gives you access to the home for at least 44 nights per year. This approach to co-ownership puts you in control, allowing you to match your investment to your lifestyle. It’s a practical way to own a beautiful vacation home without paying for a property that sits empty for most of the year.
How the Booking Calendar Works Once you're an owner, scheduling your stays is simple. We use a fair and flexible booking system through our owner portal, myFRAX. You can book trips anywhere from the next day up to two years in advance, making it easy to plan both spontaneous weekend getaways and long-awaited family holidays. The system is designed to ensure every owner gets equitable access to the home throughout the year, including peak seasons and holidays. Because we manage the calendar and all the property logistics, you never have to coordinate with other owners. You just log into the myFRAX Portal , pick your dates, and start packing.
What Are the Ongoing Costs? One of the biggest advantages of co-ownership is sharing the operating expenses. Costs like property taxes, insurance, utilities, and maintenance are split among the owners based on their share size. Fraxioned manages all of this for you. We handle the bills, schedule repairs, and oversee the property management, so you don’t have to. Each month, these costs are passed on to the owners transparently, with no hidden fees or markups. This means you get to enjoy a pristine, well-maintained home without the usual stress and hassle of upkeep. You can find more details on our FAQ page .
Explore Your Financing Options Just like with a traditional home purchase, financing is an option when you buy a Fraxioned home. We partner with preferred lenders who understand the co-ownership model and can help you secure a loan for your share. This makes the dream of owning a luxury vacation home even more attainable. Unlike spending thousands of dollars on vacation rentals year after year—with nothing to show for it—co-ownership allows you to build equity in a valuable asset. To learn more about the process and get connected with a lending partner, you can explore our financing options .
Answering Your Top Questions About Co-Ownership Clearing Up Common Myths Let's tackle the biggest misconception right away: co-ownership is not a timeshare. With a timeshare, you’re buying the right to use a property, not the property itself. Fraxioned offers true property ownership. You buy a deeded share of the home, making you a legal owner and giving you a real asset you can sell in the future. Our model of modern co-ownership is all about giving you the joys of a vacation home—the memories, the relaxation, the pride of ownership—without the traditional barriers. You build equity as the property value appreciates, something that simply doesn't happen with a timeshare.
What About Sharing with Other Owners? This is a common question, and our system is designed to be fair and flexible for everyone. Scheduling stays is handled through our easy-to-use myFRAX Portal , which ensures every owner gets equitable access throughout the year, including holidays. And what if you can't use all your allotted time? No problem. You can let us rent out your unused days. We manage the entire process, from booking to guest communication, and the rental income helps offset your home's operating costs. It’s a seamless way to make your ownership work for you.
Is It Hard to Get a Loan? We believe owning your dream vacation home should be attainable, and that includes financing. Securing a traditional bank loan for fractional ownership can be challenging, as many lenders aren't set up for this modern ownership structure. That's why we've streamlined the process by offering our own straightforward financing options . This removes the headache of finding a lender and makes the path to ownership much clearer. Our goal is to handle the complexities so you can focus on the excitement of co-owning a beautiful home. We’re here to walk you through every step.
Understanding Your Home's Equity When you co-own with Fraxioned, you are buying a tangible asset. This isn't a rental or a timeshare; it's real ownership where you hold a deeded share of the property. Just like with any home, you build equity over time. If the property's value increases, so does the value of your share. While the primary benefit is having a stunning vacation home to enjoy, it’s reassuring to know you own a piece of a valuable asset. You have the freedom to sell your share later, giving you financial flexibility and a smart way to own a luxury property.
Find Your Dream Home and Get Started This is where the dream starts to feel real. Finding the right vacation home for you and your family is an exciting step, and we’ve made the process straightforward and enjoyable. Whether you’re picturing snowy mountain getaways or sunny lakeside retreats, your perfect spot is waiting. Let’s walk through how you can find your home and begin making memories.
Explore Our Luxury Properties The best part of co-ownership is that it makes stunning, high-end homes accessible. Instead of buying the entire property, you purchase a share that fits your lifestyle, typically between 1/8th and 1/13th. This means you only pay for the time you’ll actually use, giving you all the perks of a luxury vacation home without the steep price tag. You can browse our current listings to see the beautiful, fully-furnished properties available right now. Each home is selected for its prime location, amazing amenities, and ability to bring families together.
Discover Our Utah Locations We’ve handpicked incredible destinations across Utah, a state known for its year-round adventure. You can find Fraxioned homes in vibrant communities like St. George, Garden City, Park City, Moab, and Heber. Imagine spending your summers at a beautiful home near Bear Lake or enjoying the pools and lagoons in the Desert Color community. Each location offers a unique experience, from world-class skiing to stunning red rock landscapes. Finding your ideal setting is the first step toward building a tradition of unforgettable family vacations.
Your Simple Path to Ownership Once you find a home you love, the rest is simple. Our model is designed to be completely hassle-free. We handle all the details of property management, from routine maintenance and repairs to cleaning between stays. You never have to worry about coordinating landscapers or fixing a leaky faucet. Your role is to show up, relax, and enjoy your time. This approach to co-ownership removes the typical burdens of owning a second home, leaving you with nothing but the good parts: making memories with the people you care about most.
Related Articles Frequently Asked Questions What happens if I decide to sell my share later on? Absolutely. Since you own a deeded share of the property, you have the freedom to sell it at any time. You get to set the price, and you can sell it on your own or work with a real estate agent. We also help market your share to our community of interested buyers to make the process as smooth as possible for you.
How do you ensure booking is fair, especially for popular holidays? We designed our scheduling system to be fair for everyone. It uses a rotating priority system for booking major holidays, so each owner gets a top pick over time. This ensures that everyone has an equal opportunity to schedule those special dates. You can plan your stays well in advance, giving you peace of mind that your family will get to enjoy the home during those key times of the year.
Am I responsible for furnishing the home or paying for repairs if something breaks? Not at all. Every Fraxioned home is professionally designed, fully furnished, and completely outfitted before you ever step inside. We take care of everything, right down to the kitchenware. If something breaks due to normal wear and tear, our management team handles the repair, and the cost is covered by the shared monthly operating expenses. Your only job is to show up and relax.
Can I bring my pet to the home? We know that pets are part of the family. Each home has its own specific rules set by the group of owners, but many of our properties are designated as pet-friendly. You can check the details for each specific home on its listing page to see if it’s the right fit for you and your furry friends.
Do I have to coordinate or interact with the other owners? You don't have to coordinate with anyone. Fraxioned manages all communication, scheduling, and maintenance , so your experience feels just like owning your own private vacation home. You simply book your dates through the owner portal and enjoy your stay. We handle all the behind-the-scenes logistics to ensure your time at the home is seamless and private.
